Everything I Taught You About Freelance Writing In Kenya Was Wrong

Before I tell you why everything I taught you about freelance writing in Kenya was wrong, let me first brief you on how I started out as a freelance writer.

Some months ago, I didn’t have the financial freedom everyone always want to have; I couldn’t afford to host any of my friends at my house.

Have you ever felt like everything around you is boring? I mean you look around and everything seems messy.

That’s exactly how I felt in January, 2018. I was in my small hostel room, wrapped up in my blue-stripped duvet, wondering where my next income would come from.

For chrissake, I was just a college student who couldn’t afford the fancy lifestyle every other college student had. Why was I even in college?

Worst of all is that as much as I was a second year student, I hadn’t figured any lucrative side hustle that could bag me a few dollars to even buy my “boxers.” lol.

Most of my friends had ventured into lucrative side hustles and life seemed interesting to them.

Here I was in my small room cursing the day I received my results with a grade A- (minus) that gave me a free ticket to join campus.

Here’s How I Taught You How to Become Reputable Freelance Writer in Kenya

Few months after I found my feet, I began teaching people the basics of freelance writing in Kenya. I didn’t just want my juniors to suffer the same way I did.

Basically, I taught people everything I knew about freelance writing in Kenya. My goal was to see other people succeed and mentor the future generation.

So, some few months, after going through a few freelance writing paid courses, I decided to implement everything I learned.

Most of them worked for me while a few couldn’t just favor me because of one or two reasons, but I never gave up.

What I Didn’t Teach You About Freelance Writing in Kenya

Some of what I decided to teach you about freelance writing in Kenya included: continuously pitching clients, having an online presence, creating a writer website, and creating awesome writing samples.

I taught people all the four issues above, but missed on very vital ideas that would make the whole lessons wrong.

Continuously pitching clients worked well for me. Clients who didn’t even know me stored my details in their database and later contacted me.

I once pitched a client from Facebook. We didn’t discuss much with him because my rates were super high, but he later contacted me and we are now working together – actually, we’ve been working for more than two months now.

I still pitch clients regularly. Some will respond telling me that they have stored my details and that they will contact me if need arises.

And the weird part is that I even pitched my college, and guess what?

The content marketing manager gave me time to express myself and after our first meeting, she told me to submit a written proposal that she would then submit to the board for further discussion.

I don’t want to give the impression that they will hire me to market one of their products (Taifa laptop), but I just want to encourage you to be courageous enough and approach big companies just like I did.

The second thing I taught you was to have an online presence.

Sure, I have accounts on Facebook, Twitter, LinkedIn, Instagram. I’m blessed to be popular in one of the social accounts – Facebook.

That doesn’t mean that I have failed on Twitter, LinkedIn or Instagram. It’s just that I don’t have many followers on those accounts like I do on Facebook.

I have a Facebook group and page where I give FREE insights to upcoming freelance writers. You can like my page here or join my Facebook group here.

Apart from the Facebook group and page that I manage, I have also joined some of the active Facebook groups like Writing Revolters, POD Online Writers, Article Writers Hub Kenya, Writer’s Group, etcetera.

I have always contributed in the above groups and I’ve got awesome clients from most of them.

I got one of my awesome clients in Writing Revolters Facebook group. She wanted me to her craft some articles and after the project, she had no option but to leave behind this awesome testimonial. See it below:

Not only does Denzil pay attention to detail and follow instructions to a tee, but he’s unafraid to ask questions and offer suggestions for improvements. Denzil clearly cares about the work he does, and it shows. He consistently demonstrates his dedication to his career, his clients, and to inspiring other writers.

The third thing I taught you was to create an awesome writer website.

Because of my hard work and right attitude, I never spent a coin in designing my website. One of my awesome clients paid for everything, including the Divi Theme and the plugins.

Lucky me, right? Maybe.

Lastly, I taught you the art of crafting writing samples that clients love. I have used the hack I learned to create numerous writing samples that I use to hook clients who ultimately hire me.

But what did I teach you wrong?

Here’s what I taught you wrong:

  • I taught you to continuously pitch clients, but showed you the wrong method
  • I taught you to create an online presence and left it at that
  • I taught you to create a writer website, but didn’t tell you more about creating a website and…
  • I also told you to create samples, but never showed you how

Before I show you in detail what I didn’t tell you earlier, let me say, “I’m sorry.

Let’s jump into the first mistake – Continuously pitching clients.

Continuously Pitch Clients

Pitching clients isn’t that technical. I know what’s technical is getting the emails of those you want to pitch.

And if getting the editors’ email is your biggest problem, I got you covered. You can use some of the email search tools like Vocus.io, Hunter.io, etcetera.

Happy now?

Now that you’ve found the emails of the editors of the companies you want to pitch, go ahead and write an excellent pitch.

Make sure it’s short and on point. One of the secrets is that your first pitch should trigger a response; it’s meant to start a conversation. In short, conclude your pitch with a question tag the editor can’t ignore.

Once you have sent your first pitch, send as many pitches as possible because you will receive approximately five responses out of the pitches you send.

You can get more of this in my FREE mini-course on the fifth lesson.

Create An Online Presence

Several years ago, I thought social media was a photo hub.

Little did I know I was taking misusing a place that could change my life.

And when I realized that social media could completely change my life, I stopped all the naive photo postings and resorted to how I could make good use of it.

Early this year, Facebook made me discover about freelance writing.

And I jumped into the freelance industry without looking back (no regrets).

Many people have always asked me why I’m so popular on Facebook and I give them a simple answer, “I engage in conversations and help people who seek help.”

Perhaps that’s too general, but no worries. Today I will explain how to create an online presence in detail.

Having an online presence doesn’t mean you start deceiving people of what you haven’t achieved. Please minimize your ego and concentrate on helping people instead of talking big.

Sounds harsh, but it’s the fucking truth!

I have read several posts where people talk big, but in reality, they don’t have anything to show – that’s too bad.

You can’t build credibility with lies. No, it’s not possible. You can only build credibility by sharing your honest truth even if it may be uninteresting.

Join Facebook groups, be the first to offer assistance when someone needs it, ask questions and be answered.

Don’t fear asking questions because you feel people will know that you don’t know. After all, when you ask and know, nobody will know you didn’t know earlier.


It’s freaking simple as that. Note that I highly condemned lying to build credibility because it does not work anymore.

Create Your Writer Website

Unfortunately I haven’t made any post on how to create a website, but I can give you some insights that will help you do the right thing as far as the creation of a website is concerned.

So, the first thing you’ll need is to have a domain name. This is where you may waste the most time. You want to be complicated when in real sense you can use your own name as your domain name.

But, if you have always wished to use a certain brand name, feel free to use it but make sure it’s not hard to remember.

On the hosting company to select, I can’t tell you there’s a better one. Go for the one you are comfortable with. Whether you choose Hostgator, Hostnine, Bluehost, or whatever, it’s your prerequisite.

I’d advise you to use someone’s affiliate link to get the best discount offers. You can get started for only $2.75 here (this is an affiliate link).

If you use my affiliate link above, I’ll help you set up your site for FREE once you make your hosting payments.

So, create your writer website today to stand out from the crowd.

Create Awesome Samples that Clients Love

This is the most critical stage. You need to take your time creating a writing sample that you’ll present to your client.

I always insist that you should take the shortest time possible to write an article and then take the most time editing your work.

Let’s just say that you should take roughly 20 percent of your time writing your article and 80 percent editing it.

Once you are done, you can either publish it on a recognized website or use www.medium.com. You won’t be charged anything. It’s totally FREE.

The reason why I’m against you handing over your writing samples as word documents is because no client can trust you with it. Why?

Anyone can borrow a word document and use it when in actual sense it’s not his or hers. (The worst mistake you can ever make is lying to your client).

Ultimately, you’ll suffer because what you’ll be delivering will not be equivalent to what you gave as a sample.

You end up losing a client that you would have made a repeat client if you were honest and presented your own published writing sample.

But I can help you right here, right now…

I can help you write your sample, edit it and publish you on my site like I have done to my students. Just contact me here about it

My third and fourth FREE mini course lesson has details on how to write and edit your writing sample to simple, clear and elegant.

You can sign up with the link above to access the lessons.

Bottom Line

I’m sorry I didn’t tell you about all these freelance writing in Kenya hacks all this time, but the good thing is that now you know.

You now need to follow the hacks to a tee while implementing each of them.

I always encourage anyone who has used my hacks and succeeded never to hesitate sending me an email to let me know of his or her success.





How to Show Love to Someone With Mental Illness

Offering support to someone with mental illness can be emotionally draining. It gets to a point where you give up, even through you tried to remain positive.

Seeing a person upset creates a very uncomfortable situation. This is because you can’t understand why he or she is angry.

Sometimes you may feel that the person is taking advantage of you; causing anger with the person. So, is it normal to feel angry with people suffering from mental illness? Yes, it is, but you have to show them love always.

Here are some few tips on how to love someone with mental illness;

Show Compassion

In today’s world, people will only sympathize with you if your condition is the worst. They will make you feel bad; they’ll state that others are going through worse.

Showing empathy to a person with mental illness shows that you feel their pain, and you are sorry for what they are going through, but you can’t just ease that pain.

Acknowledge that you know what they are undergoing. This helps them accept the feeling and move on.

Learn the Symptoms

There are different types of mental illness, and each type has its specific signs and symptoms.

To be supportive of your friend or loved one, try to understand more how these symptoms affect them. For example, people suffering from anxiety disorder have hard time concentrating which irritates them. Learning the signs will help you understand their moods better.

Be a True and Patient Friend

People suffering from depression may not take things lightly. Do not say things that will hurt them because they will get angry for something you thought was petty.

At their difficult moments, they need a true friend who will sit with them and share with them the pain that they are undergoing. Please be be tolerant with them because it’s not their fault to be at that state.

Avoid Taking Things Personally

If you notice that your friend is withdrawing from the fun activities you used to do together, ignore the feeling that he or she may be avoiding you.

If he or she canceled your trip in the last minute, ignore that! It’s not about you. Visit her and show her that you can still have fun indoor, maybe watching a movie.

Build a Support Network

Encourage your depressed friend or loved one to seek outside support. No one can support his or her own burden.

To show love, build a community around you and your friend. This will make them feel good knowing that they are not secluded.

True love is so complicated, and so is loving someone with mental illness. Some may wonder what’s the point of going through all that.

Depression puts a strain in any relationship, and for this reason, most of them do not survive. Remember that mental illness does not make them different from other people. Do not make them feel like monsters when they are not.

8 Foolish Resume Mistakes That Cost Your Dream Job

Of late, landing a job has proved difficult. There’s more demand than supply in the job markets. When writing your resume, always remember that’s what interviewers use to determine your job qualification. It creates a first impression to all potential employers and therefore should be well tailored.

Want to know the 8 foolish resume mistakes that can cost you a job? Let’s jump right in.

1) Not Customizing Your Resume

Tailor your resume as per the job description. Although, you shouldn’t lie, this is an essential key to writing an effective Curriculum Vitae. Ensure you emphasize on your areas of interest. If you are applying for an administrative position, emphasize on your administrative experience

2) Grammatical Errors and Typos

Review your CV at least 3 times. You can have somebody check it out for spelling mistakes before sending. Having another pair of eyes helps spot errors you are not able to pick up. This might seem petty but it gives an impression that you are sloppy. It also shows you didn’t take time to go through your resume.

3) Poor Formatting

Recruiters want to see an attractive resume. A resume with complex fonts can be difficult to read. Use a simple font such as New Times Roman. Avoid dense blocks of texts and edgy graphics. Have other people look at it, edit and revise before sending it out.

4) Giving Irrelevant Information or Repeating Phrases

Avoid unnecessary information like age, marital status, gender etc. Instead, focus on the duties that align with the job description. There’s a thin line between confidence and arrogance so stick to relevant duties.

5) Giving Incorrect Contact Information

This is another mistake that can blow your chances of getting an interview. Note down the correct phone number and email address. Once you have provided your contact, don’t change it later. Changing it can If the recruiter cannot get in touch with you, then you lose that opportunity.

6) Adding a Photo

Avoid this as it makes you look unprofessional. Unless you an applying for an actor or model position, this is unnecessary. The recruiter will not be calling you for an interview because of physical appearance.

7) Too Long Resume

A resume is not a novel. Recruiters look at a lot of resumes and having a long resume can work negatively. It can overwhelm the recruiter and they might not have time to go through it. Divide the resume into sections and bullet points to make it more organized.

8) Lying About Your Duties

Manipulating or over stretching the truth on your work experiences or educational background is inexcusable. This can led to disqualification immediately. Always ensure whatever is captured aligns with your work experiences.

It would be a shame to miss an opportunity because of foolish mistakes. Work on your resume or get a professional writer to do it for you. Avoid these and you’ll be on your way to your dream job in no time!

7 Incredible Freelance Competition Tips

Setting up your freelance business is a great way to make money. Over time, more people are doing away with other income streams and going the online way.

What does that indicate to you?

With time, the number of service providers (freelancers to be specific) will go up and jobs will not increase. That means, competition will increase with time.

As a smart freelancer, you have to offer the best to your clients…all the time. However, you must learn the ropes to survive the freelance competition.


Relax; I readily shared seven tips, just for that

Here we go

1) Cold Pitch Even More

Here, you go beyond freelance platforms. Well, you may be comfortable, but it doesn’t harm to get a client via this route. Simply use targeted communication to find out prospective clients.

It’s simply playing your marketing uniquely…to reach out to clients. If done regularly and smartly, cold pitching will offer you a constant if not ample number of clients at your service.

Perhaps this might trigger the fear of plenty client work. But you need not worry about that.

Consider subcontracting your extra work to pals or upcoming freelancers within your niche. More so, you can also take the opportunity to stand your ground and ditch low paying and troublesome clients, and retain only the BEST.

2) Market Your Freelance Services

Take it from me; never stop to market your services! As a freelancer, yours is to get your reach to every prospect, across the globe. Its marketing that eases your reach to those prospects. Let them know that you are there, ready to serve them at the best rates. Actually, it’s not hard; it’s simply playing with your target audience psychology.

Just do a simple Facebook post and issue your business card to your friends. If you are smart, consider a simple blog. Your prospect clients across the world will get attracted to your blog. The trick is to convert your readers to loyal customers.

3) Saving for hard Times

Never take this for granted. As a freelancer, you are your own boss and your paycheck is may not be constant, especially when just starting out. The reality is that freelancers start out slow but garner great expertise and income potential with time.

Be sure to save some cash for the hard times. Life is unpredictable. You may wake up to untold ordeals that render you unable to work. You’ll thank me if you had some cash stacked away from immediate reach. That means you only access the resources to sort your stuff like medication and other urgent needs.

Sure, God forbid. You wake up one morning only to find your laptop stolen or find out that it longer functions. Oh…I do not need to remind you of Backups! Keep updated sticks, hard disks and online utilities like Google drive. If you keep your backups strategies in place, you sure are good to go, working anywhere.

4) Be Smart in Increasing Your Freelance Rates, Skills and Minimizing Work

Freelancing amazes me with the learning curves I’ve seen around. Initially, a slow start is okay. Five years down the line, you are a professional in your niche! Keep hunting for more clients and every time; ensure you negotiate a higher rate.

5) Know Your Freelance Costs and Income Streams

Hey, every you must not escape this. Why? Just at least for your taxes. There are numerous tools to keep track of your revenue and cost schedules. For a start, a spreadsheet is okay or you can try out Google sheets.

Knowing these variables is a MUST. Check on your internet costs,and track your records after a year. Ask yourself reasonable questions:

Am I overspending or under spending, and for what reason?

Am I spending more than my pals for the same?

Am I hitting my revenue targets, why or why not?

Grill your mind on these. The ultimate goal is to minimize your costs and maximize on the profit. That way, your business will serve you for more than you can ever imagine.

6) Understand the Freelance Work Cycles

It’s great to understand your freelance work cycles. As a freelancer, get to the bottom of this and know the months with plenty work, and when famine reigns. Based on the cycles, align more of your work to be done during the plentiful months.

To be smart, you can reach out to prospects and secure contracts to keep you busy during the low seasons. If prospects do not do not hire you, keep them as future leads.

7) Build Networks

For a seasoned freelancer, you may have reaped from the benefits of networking. Get your social accounts targeted to your freelance service niche. Get as more connections as you can, and let them know what services you offer.

Google+, Instagram, LinkedIn, Facebook and all others are good for connecting with other freelancers.

The networks are also a great avenue for your professional growth. Join the groups and participate. Share your success, challenges, encourage others and help them out. After all, we are there for all of us!

Parting Shot

Freelancing is a wonderful avenue if you are coined for it. I’d say it’s not a get rich quick scheme. Since it’s even more competitive than a physical business, you have to be smart: by remaining relevant and maintaining top notch skill and talent.

You have to learn the newest trends and tricks. Get to explore them and remain relevant all through. That’s how to be a competitive freelancer.

10 Brilliant Money Saving Tips For You

As consumers, we tend to purchase what we want rather than what we need. Money without discipline can lead to impulse buying which is an expensive habit. I will show you money-saving tips you can embrace to reduce your monthly expenses.

1. Cook Your Meals and Stop Eating Out

Learning to cook your meals will save money. Weekly meal plans will prevent you from exceeding the food budget. Eat out only on special occasions. If you are a mediocre cook, get some simple recipes and have fun trying them out.

2. Use Cash and Loyalty Points to Purchase

Credit and debit cards will tempt you to exceed the set budget. Using cash will prevent you from overspending. Most supermarkets and retailers have loyalty points plan for their customers. Accumulate the points and redeem them during your next shopping trip.

3. Buy a Filter for Your Tap and Forget Bottled Water

Buying bottled water is an avoidable expense. Buy a water filter and fix it at the kitchen tap to get safe and clean water. You can also use bottles to carry the water when visiting the salon/barber or taking a walk.

4. Downgrade Your Cable TV or Unsubscribe

You probably don’t get the time to watch your pay TV. Why not downgrade to a lower level or do away with the subscription. Watch TV on the internet which is cheaper.

5. Avoid Buying Items on Sale That You Do Not Need

Sometimes items on sale are the slow-moving goods which compete with the popular brands. If you don’t need what is offered on sale, please don’t buy.

6. Budget

A budget is merely an estimate of your planned expenditure against your income for a specified period. Stop spending money without planning for it. Create a list of what you need to spend on and stick to it. A budget identifies unnecessary expenditures which you can avoid.

7. Cancel Gym membership

You can buy work out equipment over time without stretching your finances and do away with the gym. Getting physically fit need not be expensive.

8. Phone Bills

Having both mobile and landline phones is expensive. Stick with the most convenient one and cut off the other. Trust me, and you will be saving yourself some cash.

9. Reduce Utility Bills

You can save on your electricity bill doing the following:
Opening windows during hot months instead of turning the A.C. on.
During cold months, keep the windows and doors closed instead of heating up.
Shorten your time in the shower.
Unplug electric appliances when they are not in use.
Do not leave taps on with water running and ran a bath only when necessary.

10. Slash the Entertainment Bill

Entertainment is a luxury, not a necessity. You can reduce how much you spend by taking up a new hobby or just spending less.

In the long run, it pays to evaluate your spending and improve on areas which blow your hard-earned cash. Little by little these tips become part of the daily routine rather than a punishment. Money saved can be invested, deposited to a savings account or used to offset debt.

7 0ld School Blogging Tactics That No Longer Work

You have set your blog, crafted good content, posted them on your site, and now waiting for visitors to visit your blog.

You start experiencing low lead generation, and then you say that blogging isn’t meant for you.

Let’s face reality; nobody is going to notice you if you don’t market yourself. No, it’s the old school blogging tactics that you’re using that no longer work.

In this article, I’m going to show you old school blogging tactics that no longer work and also give you the right tactics that currently work.

1) Taking Too Much Time Writing Great Content

You must have been told that you need to take time writing great content if you want tons of people to visit your blog – so, you spend a couple of days writing “great content.” Yes, you need to craft great content, but taking much time writing one article is a waste of time.

Derek Halpen suggests that you should spend 20% creating great content while 80% promoting it. It means, when you publish a new post, it should reach as many people as possible.

So, what should you do?

Build relationships with influencers; comment and share their posts.

Remember, not just a comment will do; read through their posts and have facts you’ll mention when leaving a comment. You can complement the author, but let it come out naturally.

Jon Morrow gives the following blog outreach tactics:

  • Reach out to target top bloggers
  • Share their posts – add their blog’s handle
  • Respond to social media queries
  • Comment on top bloggers’ sites
  • Send a complimentary email
  • Point out broken links to them
  • Offer to improve a resource
  • Grow the relationship

2) Guest Blogging

Guest blogging was a sure-fire way of getting noticed, but things have changed. Guest blogging on popular publications like HuffPost doesn’t guarantee you much traffic.

Yes, they don’t guarantee much traffic because they grow daily, plus they publish tons of posts alongside yours every day.

But here’s the good news; you can still guest blog – but on specific niche-based blogs.

If you’re a personal finance writer, pitch companies that accept guest posts about personal finance. Likewise, if you are a weight loss writer, pitch health and wellness companies.

Another hack is to get influencers to share your post. Reach out to top bloggers and ask them to share your post.

3) Asking Readers to Subscribe for Free Updates

Years back, you could build your email list by asking readers to sign up for free updates. Not anymore. Other blogs are offering real stuff in exchange for email addresses. Asking people to subscribe for free updates is like giving them nothing in return.

Since people realized the power of emailing marketing, website owners have better ways of collecting emails. While you’re struggling to grow your mailing list, other bloggers are bragging, “join the 10,000 who have already signed up.”

So, how do you build your email list?

You can choose to do video courses because nearly everyone expects to pay for it.

Another brilliant way of building your email list is by creating fascinating case studies. Come up with a case study that has been on a debate over the last few weeks. For example, “A case study on why WordPress is no longer the king.”

Lastly, you can offer handy templates. Most freelance sites provide templates in exchange for your email address. A good example is the Freelance to Win site that gives you Upwork proposal template in exchange for your email address. Because you are not good at crafting excellent proposals that shout, “Hire me,” you’ll find yourself signing up.

Lastly, a time-saving cheat sheet is also a concrete offer on demand. Nearly all people want to spend their time wisely and increase their productivity.

4)Selling Advertising Spaces for Ad Companies

Ads used to be one of the best ways bloggers could earn passive income. When people clicked on their ads, they would earn income that would pay their bills.

Sadly, there’s more competition today and tons of people have developed “barrier blindness” – people don’t pay attention to the ads anymore. In fact, in some cases, when people visit your site and see ads, they leave.

So, what should you do?

There are a couple of ways you can make money on your blog; you can create online courses, sell products, write eBooks etcetera.

Treat your blog like an empire and not like some shitty advertising platform.

5) Skulking in Comments Section with Intentions of Getting Traffic

Some years ago, commenting on top blogs could help you get noticed quick. You’d leave your email address, site URL and people would click on your site URL to read your blog, and boom, you get noticed.

Sadly, people are too busy to click on every site. So, there’s a higher possibility people won’t click on your site URL.

Here’s what you should do instead.

Commenting is still a brilliant idea of connecting with influencers, but you need to do it smartly.

First, read the entire post and understand every concept the author is trying to make.

Secondly, pick out the impressive points that have equally worked for you and share your experience. If you have additional ideas, suggest them, but in a polite way

Thirdly, share their post on your timeline and use their handles. Be consistent in leaving comments and always keep the conversations alive by asking trigger questions.

Lastly, you can reach top bloggers by sending them a complimentary email. After all, who doesn’t love to read compliments? Write an email to them explaining how their content helped you achieve something BIG. (let it be genuine)

6) Busy Crafting Round Up Posts

Have you heard of a round-up post? Well, I have tried the tactic and failed miserably. The post only generated 14 shares after long nights of toiling trying to get information from top bloggers.

If you don’t know what a round-up post is; a round-up post is a type of post where a blogger reaches out to several experts to interview them and use their replies in a post. Round up posts used to work until people realized the tactic and nearly everyone dived into it.

Round up posts don’t work anymore. Influencer’s inboxes are filled with old round up questions – which in most cases are sent to trash. If they don’t, they’ll give a shallow reply that will weaken your post instead of strengthening it.

Use experts as the case study examples instead of sending them boring emails (that they would always send to trash.)


Get more creative with smart roundup questions that insight the shout, “I must reply to this.”

7) Trying to Convert Search Engines Instead of Humans

I call it, “blogging blunder number one”; trying to convert search engines instead of readers.

A client asks you to craft him a great content, then spoils everything by giving you a long list of keywords to include in the article. Sorry to disappoint you, but this old-school blogging tactic no longer works.

Kindly employ the current tactic (which I’m going to show you).

Google algorithm has changed, and it now looks at the following to rank your post:

How long a user spends on your page

The percentage of users who leave your site without visiting any page

Length of search results

A depth of search results

It’s relatively simple; write long-form detailed content that aims to educate your readers and solve their problems instantly.

If a reader wanted to know how to prepare coffee like a real barista, write a post that will leave the reader saying, “I can do this!”

I’m sure you’ve had experience with some of these old-school blogging tactics and seen how they impacted on your blog. You need to eliminate the old school blogging tactics and substitute them with the current tactics I have provided.

Do you have any other old school blogging tactic that you want to add? Feel free to add them in the comments. I’ll be happy to read from you.

How to Make Money Blogging Without Blogging About Blogging

I know the frustration that comes when you spend a lot of time  blogging, yet nobody cares.

You take your time to craft great content that you think will attract clients, but they don’t care.

Then you give up and say blogging isn’t meant for you.

Here’s the thing; you just haven’t done things right on your blog such that it can generate money even while you sleep.

In this post, I will show you how you can make money blogging – even when you’re new to blogging!

Let’s jump right in.

1. Selling Advertising Space

You have invested in your site, and therefore, it needs to pay you back.

So, how do you earn from your blog without blogging about blogging?

There’s good news for you; you can sell advertising space on your blog.

Before you make up your mind to sell advertising space, research to know the following about your site:

What your readers look at when they visit your website

What pages on your blog are the most popular

What pages on your website people stay on the longest

The keywords people use to find your site

After doing your research, you need to get advertisers. So, here’s what to do:

First, know which sites links to yours.

Secondly, get the sites (which links to yours) from your analytics.

Next, research on the websites that relate to your site.

Then flip through their pages and know how they work and what they do.

You can also click on site URLs of those commenting on your blog. Get the names of companies they’re selling their space to and pitch those companies..

2. Affiliate Marketing

An incredible way to make money through your blog is by marketing what you use and love.

Pat Flynn gives a clear definition of what affiliate marketing is, and this is what he says;

“Affiliate marketing is the process of earning a commission by promoting other people’s products. You find a product you like, promote it to others and earn a piece of the profit for each sale that you make.”

There are four parties involved in affiliate marketing:

Merchant: Sometimes referred to as the selling entity or vendor. The merchant is the party that creates the products and recruit affiliates to market them.

The consumer: This is the determinant. If he or she buys the product or service, the affiliate system goes around. So, without sales, no commission.

The affiliate: Can either be individuals or companies. They earn commissions from every customer that buys from their affiliate link.

The network: This is the intermediary between the merchant and the affiliate. The network ensures payment and delivery of products. An excellent example of an affiliate network is ClickBank.

So, how do you get started?

Buy your domain name and host your site with the company of your choice. It doesn’t matter which company hosts it.

Go to your Google search box and search, “affiliate programs.” If you only want to promote products and services specific to your niche, search, “niche+affiliate programs.”

Once you sign up for the affiliate programs, select what products and services you’d love to promote.

Craft a content that talks about the product or service and insert hyperlinks. (Note that you should make your readers aware that you’ll earn a commission when they click on your links and make a purchase.)

Some of the best affiliate networks include Amazon (that just hit the $1 trillion mark a few days ago), Shareasale and CJ Affiliate.

3. Google AdSense

Google AdSense is a site that allows bloggers to generate income by displaying Google ads on their pages or posts.

The emergence of the Divi theme has simplified displaying ads on your pages. It helps you stay organized on your site.

Divide your pages using the Divi theme builder and set aside a section for displaying ads. Then copy and paste the code to the part you want the ads showed.

There are two ways to earn money through ads:

Impressions: This is based on the number of page views of posts or pages with ads.

Clicks: This is based on how many people click on your ads.

You cannot use a free WordPress site to promote ads, but you can use Blogger – use the monetize tab.

Below is how to get started.

Sign up for AdSense

Copy and paste the code to your site’s HTML.

When you reach a minimum of $100, Google pays you. Just as simple as that.

You don’t need to be tech-savvy to earn from your blog. Don’t pay attention to bloggers who want to make it appear techy.

You need to do things right and build your little money generating machine – that earns you income even while you sleep.

Do you have any other ways that you’ve made money through your blog? Kindly add to the list in the comments section.

4 Exceptional Reasons Why You Should Do Freelancing

How many times have you wished you’d freelance; working from home three or four hours a day and earn some good income? If that’s your wish, then this is the time to make it a reality.

Many people claim that day jobs are safer than ordinary jobs while in some countries, people believe that freelancing is for people who can’t secure real jobs.

All the same, freelancers know best why they’re obsessed with the business. “After all, a comfort zone is a beautiful place, but nothing ever grows there.” You may be comfortable at your 9 to 5 job, but nothing best will ever come from it – you’re held hostage; no freedom, no flexibility and perhaps no increment of salaries.

The Bureau of Labor stats shows that the United States of America alone has over 57 million freelancers and that the number is likely to increase immensely by 2027. This is a too-good-to-true stat to ignore.

In this article, I’m going to show you why you should be a freelancer even if you have a day job.

Let’s jump right in.

1. Freelancing is Flexible

Recently, I was passing by a five-star hotel in my town, and my attention got glued to some tourists who were taking photos in front of a beautiful statue. It was clear that they were people running their businesses – perhaps freelancing. I believe every person’s wish is to have such a lifestyle.

Flexibility is one reason why most people choose to start freelancing. Think of commanding your rates, having your schedules, going for a honeymoon without being fired, etc.

How does freelancing offer you flexibility? Below are ways in which freelancing guarantees flexibility.

You can control your earnings – The more efficient you are, the more you earn. If you can write copies that sell, then you can command higher rates. Danny Margulies, a top-rated Upworker, charges $125 per hour to write landing pages. Similarly, if you can write blogs that go viral, don’t hesitate to charge higher rates. Jon Morrow, the founder of Smartblogger, has a basic income of over $1 million per month! On the contrary, you can’t command higher salaries on your day job, unless you’re promoted to a more senior position – which always takes time, and isn’t guaranteed.

Flexibility to set your schedules – You can work at your best productive hours. You can choose to work during the day, in the evening or choose to burn the midnight oil – it’s your prerogative. Elna Cain, a mom of two toddlers and a reputable freelance writer, still finds time to freelance, even though she has two toddlers to manage.

Flexibility to choose your projects – In freelancing, you have the right to either reject or accept offers. You can choose which projects to work on, depending on the rates, your schedules or your passion for the project. I have rejected job offers maybe because the pay was too low, the client seemed difficult to work with, or the job didn’t suit me.

Flexibility to set your terms – This is my best reason why I chose to freelance. For example, I prefer to be paid up front before I start any job. You can decide to have your unique terms like not accepting guest posts on your blog. Again, it’s your prerequisite.

2. Freelance Generates Additional Income

Let’s face reality. Most employees don’t love their jobs, and their salaries can’t take care of all their needs. If you’re such a person, then you should start thinking of trying freelancing.

Most of my clients and mentors decided to quit their shitty jobs and start their freelancing empire. The amazing thing is that once they chose to freelance, they never looked back. It means that freelancing rewards if you decide to put in the required effort.

If you want to do freelancing part-time, it’s still a good thought. So, go ahead and make the shit happen. Besides, freelancing will boost your financial security on top of your day job.

The best of all is that when you’re sacked from your 9 to 5 job, you will still have clients who will ramp up your freelance business, either full-time or hold you until you land your next day job.

Now that you have started freelancing, you can invest your freelancing income on any profitable investment you wish, like real estate, man, and van services, etc.

3. Freelancing is a Learning Opportunity

Tons of people think freelancing is a quick-rich scheme. Let’s be honest; your first freelancing year may not be a success. You will encounter challenges, get filled with tons of freelancing advice – which may even confuse you. Perhaps this is why most freelancers give up and end up as failures.

But why do other freelancers succeed?

Here’s the thing; freelancing is a learning opportunity. You need to learn new ideas every day continuously. Most of my freelance mentors have invested in freelance courses, eBooks so that they can get fresh ideas that they can incorporate into their writing.

Jorden Makelle, the founder of Creative Revolt, continuously buy freelance courses, even though she’s already a top freelance writer.

Walter Akolo, has chosen to take more freelance courses and read lots of eBooks – which most of them are paid.

I registered for one of the best Udemy courses, “How to Become an Exceptional Writer: Writing with Flair.” You can purchase the course at a 90% discount here (from $199.99 to $19.99). The course is detailed and would recommend it to anyone who wishes to write with flair.

4. Freelance Opens Up New Career Opportunities

On top of your freelance business, being a freelancer can lead you into several career opportunities. For example, copywriting and social media management can lead you into careers like digital marketing and advertising.

The art of web designing can lead you into being a savvy web designer and earn good cash, either designing websites full-time or part-time.

Content and article writing can land you writing jobs, especially from companies embracing content marketing and blogging. Many companies hire content writers to help them craft content that educates their customers before they make a purchasing decision.

You can see that freelancing has lots of advantages; It is stable, and when fired by one or two clients, freelancers can easily land other clients.

Why then would you stick to a job that you aren’t respected when you can do freelancing where clients value and respect you?

Stop depending on managers who don’t care about losing you, because they can easily recruit new employees.

5 Ways to Grow Your Freelance Business Like Wildfire

There are tons of guides out there on how you can earn your first income as a newbie freelance writer, but most of them suck.

As a newbie, you need practical guides that will steer you to grow fast your freelance business, not spin content from people who haven’t even tried the hacks they’ve written.

That leaves you with the question; “what then must I do?”

Very well, in this post, I’m going to show you step by step what you should do to grow your freelance business like wildfire if you’re starting from scratch.

So, very fast, let’s dive into the 5 actions you must take to grow your freelance business like wildfire starting from scratch.

1. Create an Online Presence

I guess you must have met this severally, but how do you do it and what does it entail?

Don’t get it from the grapevine! There is much more you need to know when it comes to growing your online presence.

Before we look into how you can grow your online presence, let’s talk facts;

  • 97 percent of consumers use the web to search for local businesses
  • Facebook and Twitter are for any business; in 2018, Facebook has a total of 2.23 billion users while Twitter has 336,335 users across the globe
  • Twitter has been growing fast – in 2010; Twitter had only 30 million users. In 2018, Twitter has a total of 336,335
  • Instagram is a powerful photo-sharing network – You can sell beautiful products like jewellery on this platform and make a reasonable profit
  • Instagram has 130 million users, and two-thirds are women aged between 18 and 35

These are too-good-to-true stats to ignore. They should give you an insight that social media is the backbone of all thriving businesses.

So, by now, you should be curiously waiting to devour ways of how you can create and increase your social media presence. Here we go;

  • Know your goals and objectives: Before you do anything, you should know what your aims. Do you want to create awareness on your brand? Do you want to grow your freelance business? For example, if you need to improve your freelance business, there is a need to target the right audience – those who are also doing it. This way, you will connect with the right people.
  • Be human: From the name, “social media”, it is clear that it is a platform where people meet and socialize. Note that I didn’t say animals. I said people – humans. To make people follow and connect with you, it is wise that you help anyone out who needs your help. For instance, if someone posts a question, be ready to help as fast as possible. Being the first to comment by offering a solution is an added advantage – people get to know you’re the go-to-guy.
  • Link your website with your social media profiles: I have linked my site with my Facebook, Twitter and LinkedIn profile. When I craft a new post, it goes viral via these profiles. Connecting your website and profile is relatively simple. For instance, when you want to link your site with your Facebook profile, here is a step by step guide.
  • Produce valuable content: Poor researched content will make your readers form an opinion about you. They will lose trust in you and will opt for another smart freelance writer or blogger who can provide them with useful and valuable content. In short, craft content and posts that your readers love reading. You can do this by scheming what your audience love reading. For example, if your audience is freelancers, craft posts that will solve most of their problems; how to write articles that clients like.
  • Optimize your accounts: Most bloggers will tell you to optimize your social media accounts and leave it at that. No, that’s not what I’m going to do. Instead, I’ll give you the hack for optimizing your social accounts such that clients come looking for you instead of you looking for them. Optimizing your accounts mean using the right keywords that relate to what service you offer. For instance, if you’re a copywriter who writes copies that sell. You need to indicate that in your bio by using keywords like, “Sales Copywriter for Hire.”

Therefore, you should try as much as possible and increase your online presence because it will increase your chances of generating additional revenue, build your customer loyalty, connect you with high-value clients, and reinforce your brand.

2. Join the LinkedIn Community

It’s so sad that I’d never heard of LinkedIn till mid-2017 and that’s what I don’t want you to go through.

That’s why I created this post mainly to make you understand that you can help your business thrive through LinkedIn.

Before we dive into how you can attract clients on LinkedIn, lets head over to some eye-catching facts anyone isn’t telling you.

  • LinkedIn hit the 500 million-mark registered users in 2017 – according to TechCrunch, Business Insider Intelligence as well as Fortune
  • 260 million log in to LinkedIn each month – according to Aptopia
  • 40 percent of the registered users use LinkedIn daily
  • 60 million LinkedIn users are senior level influencers while 40 million are decision makers – according to LinkedIn Marketing Solutions Blog
  • There are 87 million millennials on LinkedIn – according to Adweek

With all those facts, it is clear that LinkedIn is the right place if you want to grow any business super-fast. So, how do you attract clients on LinkedIn?

Here’s how:

  • Have a professional LinkedIn profile.
  • Identify your prospects
  • Send connection requests
  • Thank people who accept your connection requests by sending them a thank you message
  • Send messages that intend to build business relationships
  • Engage with people on LinkedIn groups

Don’t worry if any of the points aren’t clear. You can shoot me an email for explanations or read them on a post I’ll craft expounding on them.

3. Craft Samples that Clients Love

There are tons of freelance trainers who will promise to give you writing samples, that’s not right.

I believe that samples you craft by yourself are more meaningful than the ones you’re given for free. So, instead of waiting to be given free samples, I’ll walk you through on how to craft writing samples that clients love.

Here we go:

  • Select ideas from real job postings: This is a hack I believe no blogger is telling you out there, and even if they’re, then they’re not telling you how to select the right job postings that can be used for crafting writing samples that clients love. Before you apply for any job, a writing sample will help you “speak”. Upwork has 3 million jobs posted annually. That means getting writing sample topics is fairly simple. You need to log in to your Upwork account and select topics on every niche you specialize on and write using the descriptions given.
  • Craft samples in all your niches: As stated above, Upwork is the best place to select writing sample ideas. With that in mind, you can navigate through Upwork categories to find different ideas in different niches. For instance, you can choose to copywrite and write one sample on sales, then another on Search Engine Optimization and another on technology. By doing that, you’re assured you will land most copywriting jobs because you have relevant writing samples.

4. Join the Upwork Community

Initially, I never liked Upwork because I believed getting jobs from Upwork was a nightmare. I may not have landed many clients, but I can confess that I love it on Upwork.

So, what was the reason why I had a sudden change of attitude towards Upwork? Here’s why:

  • There are 5 million clients on Upwork that need to hire freelancers on a daily basis
  • 3 million jobs are posted on Upwork annually
  • Escrow protects your deposit until your work is approved by the client – in short, you’re assured of payment when you do your assignments as per the client’s requirements, and…
  • A total of $1 billion is spent on Upwork annually

I believe you can see the reason why I decided to jump onto the bandwagon – some opportunities are waiting for every freelancer, whether experienced or not.

Before you move to the last hack of how to grow your freelance business like wildfire, let me give you some hacks to making sure your Upwork profile is accepted.

I’m doing this because I know Upwork these days don’t approve just anyone. So, it’s better if you took your time to make your profile.

So, here are the hacks:

  • Use a professional photo as your profile picture. Make sure it has a clear background and not backgrounds that will drive away focus from the subject (you) and focus on the background. For example, don’t use a photo that has a background of beautiful flowers.
  • Include only the skills you know. I’m saying this because including the skills you know will give you easy time when crafting your bio. If you are a copywriter, be sure that you have depth knowledge and that you can offer unique services compared to what other people are providing.
  • Take the Upwork tests and make sure that you pass in any that you choose to take. This will increase your chances of approval. I would recommend that you take the Upwork tests before you even get approved.
  • Include any certifications you have. This hack worked for one of my friends. He had a degree in software engineering, and he included a certificate of the same. The skills he added in his profile also matched with the certification. Within 24 hours, he was approved.

I hope that these hacks work for you too and if they do, kindly leave a comment or shoot me an email confirming the same.

5. Craft Excellent Upwork Proposals

Tons of people are desperate to find ways of writing excellent proposals that prompt clients to hire them.

The only sad thing is that many bloggers or Upwork gurus aren’t ready to spill the beans. Don’t worry. That’s what I’m going to show you right away so that you can finish reading this article and try the hacks and be a badass freelance writer who crafts proposals that clients love.

Are you ready for the hacks?

It’s coming.

And here they are:

  • Don’t sell yourself: It’s right that you want to tell the client why they should hire you, but it’s not right to desperately sell yourself. Don’t include too many “I.” Doing so can send a bad picture to the client which may stop him or her from hiring you even if you were the right person for the job.
  • Show instead of saying: Clients want to see not to hear. Suppose you were applying for a job that wants freelancers to write a blog post, it would be better to copy and paste a good review you earned on Upwork (crediting you like the best blogger) right on top of your cover letter – in the first paragraph.
  • Answer “Additional” Upwork proposal questions perfectly: 34 percent of Upwork proposals require additional questions. Tons of freelancers treat these questions as an afterthought which is wrong. These additional proposal questions are what clients see first. For example, you may say that “…below is a link to my latest post.” You may do this not knowing that clients see the additional questions first. That sucks, right?
  • Don’t use canned cover letters: It is unfortunate that many freelancers still use cover letter templates to apply to every job posting on Upwork. I also tried this when I joined Upwork, and I can confirm that it failed terribly. My first job on Upwork was through an excellent proposal I crafted by myself. Since then, I have made it a rule that every job posting requires a unique cover letter in response to what the client needs.
  • Don’t bid too low: One of my best mentors and top-rated freelancers on Upwork, Danny Margulies says that it sucks to read a proposal where a freelancer makes a low counteroffer when he or she can see the client average spend is more than the counteroffer. It’s clear that Danny never hired the freelance writer.
  • Don’t force out compliments: It’s good to compliment the client in your cover letter, but it is useless to force out compliments. He or she will know that you are flattering him or her. You know what happens when that happens. You don’t get hired.

Bottom Line

Growing or maintaining your freelance business can prove challenging, but only if you don’t do it right. The most common mistakes freelance writers make is the failure to take action.

I hope that you’ll take action after reading this article and implement those that you haven’t implemented so far.

Do you have any other ways to break through into your freelance business? Kindly leave it in the comments. I’ll be happy to read it.

9 Overlooked Finance Hacks That Will Boost Your Finances in 2018

Every person’s wish is to boost their finances and live a happy life, but what holds them back? Is it their destiny? If no, then what is it?

Well, destiny is the situation that come to you – you didn’t choose them and have no control over them. For example, you didn’t choose your looks or which country to be born, right?

In short, situations are destiny – they come to you and so you have to make a choice, because the choice you make defines your destiny.

Just like your destiny, you have to make the right choices in managing your finances to establish a better future. That’s why we’re going to look into these 9 overlooked finance hacks to help you boost your finances in 2018 and have a better future!

9 Overlooked Finance Hacks That Will Boost Your Finances in 2018

1. Reconsider Your Recurring Expenses

2018 should be the year you realize your financial freedom, and not the vice versa. There are those costs that keep on recurring every day, but you haven’t realized that they are affecting your finances.

The truth is that they are weighing you down financially and it’s time you find solutions to them.

Recurring expenses include car repairs, insurance plans, internet connection bills, electricity bills, etcetera. You can find solutions to these expenses by finding ways of trimming down the costs.

For instance, you can find a cheaper internet connection subscription, you can fix your home with energy saving bulbs etcetera.

Additionally, there is a solution with your insurance plans if you live in one of these cities; California, Illinois, Virginia, Jersey, Oregon, Pennsylvania, and Washington.

Metromile is a car insurance that has introduced pay-per-mile. That means, if you’re from one of the above-mentioned cities, then you don’t have to worry about your car insurances anymore.

You can now pay-per-mile at a flat rate of only $29 and save up to $500 per year. So, take advantage of the opportunity!

2. Invest in Real Estate

There could be tons of investments one could go for. That’s right, but what’s actually selling right now?

Have you ever imagined why people are increasingly and desperately in demand for land?

The secret is that real estate is a promising investment that never depreciates. Instead, it appreciates every year.

Assuming you wake up tomorrow and find that a packet of milk goes for $10. Whoa! How would you feel?

It’s no secret that you will be overjoyed that you will bag more dollars due to the inflation of prices of commodities. In short, when there is an economic inflation, real estate also doubles its rates.

Additionally, did you know that you can lower tax rates by investing in real estate? Well, when you collect your rental fees from your tenants, is it taxed? What of if you have a business in town?

Income from a business will definitely be taxed more because you have to register the business with your local county government.

3. Find a Side Hustle

Imagine one day you go to your workplace as normal and find a retrenchment letter on your desk. What will you do?

I’m sure you’ll be frustrated to the point you wished you could just die, especially, if you hadn’t invested some of your income somewhere.

Now, if you haven’t heard of freelancing, you deserve to slap yourself hard (hmm, take care not to hurt yourself).

By early 2018, 30 percent of American citizens were recorded as freelancers – fulltime freelancers.

The world is moving online. Everything can be done online – starting from purchasing products all the way to hiring services, can be done online.

The beautiful advantage with freelancing is that you can work anywhere, anytime as long as you have an internet connection.

You can write online, offer services like web designing, software development, tutor online and get paid instantly at the comfort of your home.

The security feature of freelancing is that even if you develop bitter relationships with one or two clients, you can still get more clients whom you can offer your services to.

In the traditional jobs, when you’re fired, you lose everything, including your income. So, make an attempt to start your freelancing business and secure your 9 to 5 job today. Read ways of how you can make money online here.

4.Open a Savings Account

If you’re looking for a smart way of saving a portion of your income, then opening a savings account will be a brilliant option you’ll never regret.

A savings account is a bank account that keeps your money safe and earns you some amount of interest each month. So, how does a savings account operate?

After you open a savings account with the bank of your choice and start saving, that money is loaned to other customers at an interest. So, it’s actually a portion of the interest got from the borrowers that is awarded to you as interest.

A savings account is fairly simple to open. You can go to your bank and tell the attendants you need to open a savings account. They will then help you create one and boom! You have your savings account.

The best of all is that even when you decide to purchase items using your debit card, your balance in your savings account remains intact.

You can also inform your bank through standing orders to channel some of your income to your savings account.

5. Avoid Gambling at All Costs

If you were asked to account for where all your lost money from gambling, what would you say?

Well, it appears like not many people know where these money goes to, but here’s the truth;

The owners of these gambling companies use their huge profits on investments like real estate. Sounds, hurting, right?

Yes, of course, it is. So, how can you stay away from tons of casinos and betting sites all over the internet and countries?

Simple. All you need to do is uninstall all apps related to gambling from your phone, never walk with your debit card (as you may be tempted to play casinos and pay using your debit cards), and avoid online money banking.

6. Did You Know You Could Trim Your Taxes?

Sure, you can slash off your taxes in a number of ways which I will show you.

First, you need to know that Health Savings Accounts (HSAs) are normally tax-free. That means, you’re charged no cent when you save your money in a HSA. In addition, you will also be charged no cent when making withdrawals from your HSA.

That’s not the only way you can trim your taxes. You can also reduce your tax rates on student loans.

Thanks to the government’s awareness that student loans are becoming a problem and recognizing that there’s need to find a solution.

In order to get access to the reduction on your student loan interests, you need to push for a student loan interest reduction on each tax return until you fully settle it.

7. Take Advantage of the Low Prices of Used Items

It is a strategy that works for many and it should work for you too.

Have you ever wondered why till date people still go for second hand items? Is it because they believe old is gold? Or is it because they are cheap?

Either way. Used items can still serve the same purpose if maintained well, just like the new items.

Examples of items that can be reused include; furniture, refurbished phones, refurbished laptops, cars and even college books.

A college book used decades ago, can still be used by a student ten or more years later, if maintained well. Similarly, cars, furniture and other items could still be bought at fairly low prices and reused by future generations.

The advantage with purchasing used items is that you can save up to 50 percent of the original price. The remaining 50 percent can be saved into your savings account or saved in a HSA.

8. Avoid Minimum Payments

If you’ve ever had or have a credit card, you must have come across this; credit card issuers attracting you with “minimum payment” options in order to lure you get your credit card when you’re a first timer.

The truth is that there are more disadvantages than advantages to this brilliant-perceived plan. Well, the advantage is that with such credit cards, you will be saved from fines and penalties.

On the contrary, it has more disadvantages. Firstly, such credit cards attract interests.

When you consistently pay the minimum amount of your debt, the remaining debt is carried forward to the next month and the interest accumulates. You get the sense?

Secondly, when balances are carried forward, you are not financially free. Each month, you get worried that you need to pay some debt. This will distract you from any investment plans you may be having, thus making you financially weak.

9. Say No to Online Mobile Banking

The last hack that’s going to lead you into financial freedom is to avoid online mobile banking.

Early this year, I faced the most difficult financial crisis in my life.

Was it that I lacked money? No! Was it that I didn’t know how to plan well? No!

I did a terrible mistake by downloading a bank app on my android phone and linking it to my bank account.

Whenever I went to shop, I would pay online. Whenever I lacked internet connection, I would purchase some data bundles online and the list is painfully long.

Within a month, I had slashed $200. It’s tough to believe, but it’s the truth.

It’s after this financial crisis that I started freelancing and so far, it’s amazing. It’s a side hustle I would highly recommend to anyone.

So, my point is this; when you decide to transact via the online mobile banking, there is usually additional charges deducted by your financial institution.

Secondly, it influences your purchasing decisions – you can end up purchasing what you may never have planned to purchase. So, instead of installing a mobile money app, it’s better to have just a debit card.

Bottom Line

Boosting your finance should be your top priority. Of course, you want to have a happy life after your retirement and equally never want to see your children suffer. The only way to escape this is by finding ways of boosting your finances (which already you have the approved hacks to). You only need to take action and begin working your way through to financial freedom.

Do you have any other financial hacks? Feel free to add some on the comments section.